I'm sure you've already been shopping in the January sales but if you have any money left at all after your splurges then now is a great time to shop.
Lots of stores are now more keen than ever to get rid of sale stock and are increasing their reductions on goods even further. Goods once 30 per cent off are now priced at 50 per cent or even 70 per cent off across the high street.
Debenhams and other department stores such as Arnotts have excellent deals on jackets, boots and winter clothing. Local boutiques are also offering superb discounts so don't forget to give them a look as they often have unique and tailored clothing that you're less likely to see on other people.
There are just too many stores to mention with great deals so your best bet is to put on a pair of comfortable shoes and get ready to sort through the scraps to find yourself a bargain gem.